{"id":2009,"date":"2024-01-17T13:41:00","date_gmt":"2024-01-17T13:41:00","guid":{"rendered":"http:\/\/www.fpecaixa.info\/el-fons\/el-fons-2\/"},"modified":"2026-02-27T11:50:39","modified_gmt":"2026-02-27T11:50:39","slug":"el-fons-2","status":"publish","type":"page","link":"https:\/\/www.fpecaixa.info\/ca\/el-fons\/el-fons-2\/","title":{"rendered":"Coneix el teu fons"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p>[toc]<\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Caracter\u00edstiques i objectius de PENSIONS CAIXA 30, F.P.<\/h2>\n\n\n\n<p>Al gener de 2017 la Comissi\u00f3 de Control de Pensions Caixa 30, F.P. (PC30) va aprovar una nova definici\u00f3 de les caracter\u00edstiques i dels Objectius recollits en la seva Declaraci\u00f3 de Principis de la Pol\u00edtica d&#8217;Inversi\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Missi\u00f3 <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>PC30, com a Fons de Pensions en el qual s&#8217;integra \u00fanicament el Pla de Pensions d&#8217;Ocupaci\u00f3 deCaixaBank, S.A, t\u00e9 com a missi\u00f3 fonamental respondre a les necessitats i objectius dels seus part\u00edcips i beneficiaris en el seu conjunt per constituir pensions que complementin de manera adequada a les de el sistema p\u00fablic.<\/li><li>La consecuci\u00f3 d&#8217;aquests objectius s&#8217;ha de fer d&#8217;una manera responsable i sostenible en el temps per tots els agents involucrats (Comissi\u00f3 de Control, subcomissions, entitat gestora, entitat diposit\u00e0ria i Consultors) en el funcionament de Fons de Pensions.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Objectiu d&#8217;Inversi\u00f3<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>L&#8217;objectiu d&#8217;inversi\u00f3 al qual aspira el Fons de Pensions es correspon amb l&#8217;obtenci\u00f3 d&#8217;una rendibilitat anual (mesurada de forma anualitzada en per\u00edodes de 5 anys) en l\u00ednia amb l&#8217;\u00edndex Euribor 3 mesos + 2,75%.<\/li><li>El nivell de risc associat a aquest objectiu ha d&#8217;estar a l&#8217;entorn de l&#8217;10% (mesurat a trav\u00e9s de la volatilitat anual).<\/li><li>Una volatilitat anual de l&#8217;10% equivaldria a un perfil de risc d&#8217;un 4 sota l&#8217;escala de la CNMV, que mesura el risc en els Fons d&#8217;Inversi\u00f3 (que va des d&#8217;un 1 per als fons amb un perfil de risc m\u00e9s baix fins a un 7 per a aquells a l&#8217;extrem oposat)..<\/li><li>Aquest objectiu d&#8217;inversi\u00f3 s&#8217;ha d&#8217;entendre exclusivament com un referent d&#8217;actuaci\u00f3, sense que, en cap cas, pugui ser interpretat com un comprom\u00eds col\u00b7lectiu o individual de part\u00edcips i beneficiaris,dels quals els drets i evoluci\u00f3 futura, en \u00faltima inst\u00e0ncia, dependran tamb\u00e9 de les seves caracter\u00edstiques particulars .<\/li><li>El fet de no arribar a aquest objectiu no implicar\u00e0 un incompliment de la Pol\u00edtica d&#8217;Inversi\u00f3 de Fons.<\/li><\/ul>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Pla estrat\u00e8gic 204- 2026<\/h2>\n\n\n\n<p>Despr\u00e9s de la finalitzaci\u00f3 del pla estrat\u00e8gic 2021-2023, la Comissi\u00f3 de Control ha definit un nou pla estrat\u00e8gic que serveixi com a marc de desenvolupament i consolidaci\u00f3 del Pla al llarg dels pr\u00f2xims tres anys.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Alguna de les principals novetats del mateix son:<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Ampliar la interacci\u00f3 directa amb part\u00edcips i beneficiaris<\/li><li>Incorporar noves tecnologies en el proc\u00e9s d&#8217;inversi\u00f3 del fons<\/li><li>Refor\u00e7ar el marc de riscos davant el nou marc macroecon\u00f2mic<\/li><li>Adaptar el fons a les necessitats dels part\u00edcips donada la nova regulaci\u00f3<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Pilars estrat\u00e8gics<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Analitzar i donar resposta a les diferents necessitats del nostre col\u00b7lectiu<\/strong><ul><li><em>L\u00ednies estrat\u00e8giques:<\/em><ul><li>Recollir recurrentment de l&#8217;opini\u00f3 del nostre col\u00b7lectiu<\/li><li>Pla de comunicaci\u00f3<\/li><li>Digitalitzar els recursos a disposici\u00f3 dels nostres membres<\/li><li>Impulsar un marc de comunicaci\u00f3 de l&#8217;activitat de la Comissi\u00f3 de Control<\/li><\/ul><\/li><li><em>Objectius:<\/em><ul><li>Refor\u00e7ar els mecanismes d&#8217;escolta al col\u00b7lectiu per a integrar la seva sensibilitat<\/li><li>Fomentar l&#8217;educaci\u00f3 i coneixement de la previsi\u00f3 social complement\u00e0ria<\/li><li>Crear un plan de actualizaci\u00f3n del contenido peri\u00f3dico de la p\u00e1gina web<\/li><li>Reforzar la comunicaci\u00f3n directa de la Comisi\u00f3n de Control hacia los part\u00edcipes<\/li><\/ul><\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Aconseguir de manera sostenible una rendibilitat en l\u00ednia amb els nostres objectius<\/strong><ul><li><em>L\u00ednies estrat\u00e8giques:<\/em><ul><li>Refor\u00e7ar el focus en la consecuci\u00f3 dels nostres objectius a llarg termini<\/li><li>Analitzar un Cicle de Vida per al nostre col\u00b7lectiu ajustat a les seves necessitats<\/li><li>Desenvolupar un proc\u00e9s d&#8217;inversi\u00f3 m\u00e9s resilient<\/li><\/ul><\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Consolidar un marc de governance efica\u00e7, col\u00b7laboratiu i a l&#8217;avantguarda <\/strong><ul><li><em>L\u00ednies estrat\u00e8giques<\/em><ul><li>Desarrollar y mantener una cultura colaborativa<\/li><li>Refor\u00e7ar la nostra posici\u00f3 d&#8217;influ\u00e8ncia a la ind\u00fastria<\/li><\/ul><\/li><li><em>Objectius:<\/em><ul><li>Actualizaci\u00f3n de responsabilidades y funciones internas para una toma de decisiones m\u00e1s efectiva y colaborativa <\/li><li>Nova web Fons de Pensions<\/li><\/ul><\/li><\/ul><\/li><\/ul>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Normativa Pla i Fons<\/h2>\n\n\n\n<p>Podeu trobar les Especificacions del Pla de Pensions i les normes de funcionament de Fons de Pensions a:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>TF9<\/strong>: People Now &#8211; El meu Portal &#8211; Treballar aqu\u00ed compensa &#8211; Remuneraci\u00f3 i beneficis Socials i Pla de Pensions d&#8217;Ocupaci\u00f3<\/li><li><strong>Web CaixaBank Now<\/strong>: Pensar en el futur &#8211; Plans &#8211; Plans d&#8217;Ocupaci\u00f3 CaixaBank &#8211; Altres Gestions &#8211; Altra informaci\u00f3 &#8211; Especificacions &#8211; Normativa de Fons<\/li><\/ul>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Mem\u00f2ria<\/h2>\n<div class='w3eden'><!-- WPDM Link Template: Default Template -->\n\n<div class=\"w3eden\"><!-- WPDM Link Template: Default Template -->\n\t<div class=\"link-template-default-fpe\">\t   \n\t\t\t<div class=\"media\">\n                <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icona\" src=\"https:\/\/www.fpecaixa.info\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\t\t\t\t\n                <div class=\"wpdm_title\">\n                    <a class=\"\" href=\"https:\/\/www.fpecaixa.info\/ca\/download\/comision-de-control-memoria\/?wpdmdl=4057&refresh=6a0899dba573b1778948571\" data-type=\"URL\" data-id=\"https:\/\/www.fpecaixa.info\/ca\/download\/comision-de-control-memoria\/?wpdmdl=4057&refresh=6a0899dba573b1778948571\" rel=\"noreferrer noopener\">Informe Anual de Actividad | Memoria 2023<\/a>\n                <\/div>\t\t\t\t\n\t\t\t<\/div>\t   \n\t<\/div>\n<\/div><\/div>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Caracter\u00edstiques i objectius de PENSIONS CAIXA 30, F.P. Al gener de 2017 la Comissi\u00f3 de Control de Pensions Caixa 30, F.P. (PC30) va aprovar una nova definici\u00f3 de les caracter\u00edstiques i dels Objectius recollits en la seva Declaraci\u00f3 de Principis de la Pol\u00edtica d&#8217;Inversi\u00f3. Missi\u00f3 PC30, com a Fons de Pensions en el qual s&#8217;integra [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":4320,"parent":2002,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2009","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Coneix el teu fons - Plan de Pensiones de Empleo (PC30)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpecaixa.info\/ca\/el-fons\/el-fons-2\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coneix el teu fons - Plan de Pensiones de Empleo (PC30)\" \/>\n<meta property=\"og:description\" content=\"Caracter\u00edstiques i objectius de PENSIONS CAIXA 30, F.P. Al gener de 2017 la Comissi\u00f3 de Control de Pensions Caixa 30, F.P. (PC30) va aprovar una nova definici\u00f3 de les caracter\u00edstiques i dels Objectius recollits en la seva Declaraci\u00f3 de Principis de la Pol\u00edtica d&#8217;Inversi\u00f3. 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