{"id":2747,"date":"2016-10-31T09:23:00","date_gmt":"2016-10-31T09:23:00","guid":{"rendered":"http:\/\/www.fpecaixa.info\/aprovades-les-creences-de-inversion-de-pensions-caixa-30\/"},"modified":"2021-10-19T13:55:27","modified_gmt":"2021-10-19T13:55:27","slug":"aprovades-les-creences-de-inversion-de-pensions-caixa-30","status":"publish","type":"post","link":"https:\/\/www.fpecaixa.info\/ca\/aprovades-les-creences-de-inversion-de-pensions-caixa-30\/","title":{"rendered":"Aprovades les Creences d&#8217;Inversi\u00f3 de Pensions Caixa 30"},"content":{"rendered":"\n<p>A l&#8217;octubre de 2016 la Comissi\u00f3 de Control de Pensions Caixa 30, F.P. va establir 7 creences d&#8217;inversi\u00f3 amb un doble objectiu:<\/p>\n\n<ul class=\"wp-block-list\"><li>Servir de guia en el proc\u00e9s d&#8217;inversi\u00f3 de Fons de Pensions.<\/li><li>Permetre una presa de decisions efica\u00e7 per part de tots els agents involucrats en el mateix (Comissi\u00f3 de Control, Subcomissions, Entitat Gestora i Consultors). <\/li><\/ul>\n<p>Addicionalment, s&#8217;inclouen en aquest document els subcreences que van servir de base per a la definici\u00f3 de cadascuna dels creences i que permeten tenir una visi\u00f3 m\u00e9s concreta de l&#8217;objectiu que \u00e9s persegueix amb cadascuna d&#8217;eles dobles.<\/p>\n\n<ul class=\"wp-block-list\"><li><strong>Un bon nivell de <em>Governance<\/em> i una presa de decisions efectiva condueixen a millors resultats.<\/strong><ul><li>\u00c9s important que la missi\u00f3, objectius de el Pla i de Fons estiguin clarament definits i entesos.<\/li><li>\u00c9s important que les funcions i responsabilitats de la Comissi\u00f3 de Control, les subcomissions i les de l&#8217;entitat gestora estiguin clarament definides.<\/li><li>Una millor comunicaci\u00f3 de la Comissi\u00f3 de Control amb els part\u00edcips i beneficiaris permetr\u00e0 una millor presa de decisions dels mateixos en la seva planificaci\u00f3 de la jubilaci\u00f3.<\/li><\/ul><\/li><li><strong>L&#8217;estrat\u00e8gia d&#8217;inversi\u00f3 \u00e9s la font principal de generaci\u00f3 de rendibilitat i risc per al Fons de Pensions.<\/strong><ul><li>Hi ha una estreta relaci\u00f3 entre la rendibilitat i el risc d&#8217;una inversi\u00f3.<\/li><li>Nom\u00e9s s&#8217;assumir\u00e0 risc quan sigui adequadament recompensat en el conjunt de la cartera.<\/li><li>L&#8217;adequada diversificaci\u00f3 millora la relaci\u00f3 entre rendibilitat i risc d&#8217;Fons.<\/li><li>La Comissi\u00f3 de Control prestar\u00e0 especial atenci\u00f3 a la naturalesa i probabilitat que ocorrin esdeveniments extrems.<\/li><\/ul><\/li><li><strong>La gesti\u00f3 activa i t\u00e0ctica del Fons de Pensions ser\u00e0 una font addicional de rendibilitat i risc.<\/strong><ul><li>En aquells mercats financers que siguin menys eficients buscarem valor mitjan\u00e7ant la gesti\u00f3 activa.<\/li><li>L&#8217;ocupaci\u00f3 de la gesti\u00f3 t\u00e0ctica suposa un avantatge competitiu per al Fons.<\/li><\/ul><\/li><li><strong>Les decisions d&#8217;inversi\u00f3 seran coherents amb l&#8217;horitz\u00f3 temporal de llarg termini de Fons.<\/strong><ul><li>Els inversors a llarg termini tenen un avantatge competitiu enfront dels inversors a curt termini.<\/li><\/ul><\/li><li><strong>La gesti\u00f3 dels costos haur\u00e0 d&#8217;aportar valor al Fons de Pensions.<\/strong><ul><li>Els costos seran gestionats de forma eficient.<\/li><li>Els costos seran considerats en les decisions d&#8217;inversi\u00f3.<\/li><\/ul><\/li><li><strong>Els factors extra-financers seran contemplats en el proc\u00e9s d&#8217;inversi\u00f3.<\/strong><ul><li>La consideraci\u00f3 dels factors ambientals, socials i de bon govern en les inversions \u00e9s important en la generaci\u00f3 de rendibilitats a llarg termini.<\/li><li>\u00c9s acceptable l&#8217;exclusi\u00f3 de determinades inversions.<\/li><li>La Comissi\u00f3 de Control, de manera coordinada amb l&#8217;Entitat Gestora, ser\u00e0 activa en l&#8217;activitat de engagement i en els processos de di\u00e0leg.<\/li><\/ul><\/li><\/ul>\n<ul class=\"wp-block-list\"><li><strong>El seguiment i an\u00e0lisi peri\u00f2dica dels resultats del Fons ha de centrar-se en la consecuci\u00f3 de tots els objectius fixats.<\/strong><ul><li>El seguiment dels resultats de el Fons ha de considerar en primer lloc el compliment dels seus propis objectius i de forma secund\u00e0ria, els resultats d&#8217;altres fons de pensions.<\/li><li>\u00c9s important entendre les fonts de rendibilitat i risc d&#8217;Fons.<\/li><li>Un marc de seguiment robust inclou an\u00e0lisis quantitatives i qualitatives.<\/li><\/ul><\/li><\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A l&#8217;octubre de 2016 la Comissi\u00f3 de Control de Pensions Caixa 30, F.P. va establir 7 creences d&#8217;inversi\u00f3 amb un doble objectiu: Servir de guia en el proc\u00e9s d&#8217;inversi\u00f3 de Fons de Pensions. Permetre una presa de decisions efica\u00e7 per part de tots els agents involucrats en el mateix (Comissi\u00f3 de Control, Subcomissions, Entitat Gestora [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[57],"tags":[],"class_list":["post-2747","post","type-post","status-publish","format-standard","hentry","category-noticies"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aprovades les Creences d&#039;Inversi\u00f3 de Pensions Caixa 30 - Plan de Pensiones de Empleo (PC30)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpecaixa.info\/aprobadas-las-creencias-de-inversion-de-pensions-caixa-30\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aprovades les Creences d&#039;Inversi\u00f3 de Pensions Caixa 30 - Plan de Pensiones de Empleo (PC30)\" \/>\n<meta property=\"og:description\" content=\"A l&#8217;octubre de 2016 la Comissi\u00f3 de Control de Pensions Caixa 30, F.P. va establir 7 creences d&#8217;inversi\u00f3 amb un doble objectiu: Servir de guia en el proc\u00e9s d&#8217;inversi\u00f3 de Fons de Pensions. 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