{"id":4036,"date":"2022-02-01T10:25:28","date_gmt":"2022-02-01T10:25:28","guid":{"rendered":"https:\/\/www.fpecaixa.info\/rentabilidades-historicas-de-pc30-y-de-otros-instrumentos-de-inversion\/"},"modified":"2022-05-04T10:54:35","modified_gmt":"2022-05-04T10:54:35","slug":"rentabilidades-historicas-de-pc30-y-de-otros-instrumentos-de-inversion","status":"publish","type":"post","link":"https:\/\/www.fpecaixa.info\/ca\/rentabilidades-historicas-de-pc30-y-de-otros-instrumentos-de-inversion\/","title":{"rendered":"Rendibilitats hist\u00f2riques del PC30 i d altres instruments d inversi\u00f3."},"content":{"rendered":"\n
Comportament de diferents instruments d’ inversi\u00f3 durant 2021 <\/h2>\n\n
S’han fet p\u00fabliques les dades de rendibilitat de diferents instruments d’inversi\u00f3 al tancament del 2021 i, aix\u00ed, \u00e9s m\u00e9s senzill posar en refer\u00e8ncia els resultats del PC30 en aquests darrers anys. El primer que cal destacar \u00e9s que els Plans de Pensions d’Ocupaci\u00f3 es consoliden com l’instrument d’inversi\u00f3 a llarg termini que millor es comporta en tots els per\u00edodes estudiats. L’horitz\u00f3 temporal dels seus mandats el permet resistir millor a moviments de mercat a la baixa, per la qual cosa els resulta m\u00e9s senzill apoderar-se de la prima de risc d’actius com la renda variable o la renda fixa privada. Aix\u00ed mateix, la naturalesa il\u00b7l\u00edquida dels fons de pensions fa que puguin accedir a instruments il\u00b7l\u00edquids, ra\u00f3 per la qual fa que en resulti una extra rendibilitat respecte a actius m\u00e9s convencionals.<\/p>\n\n
A m\u00e9s de les rendibilitats hist\u00f2riques de diferents instruments d’estalvi comparables al perfil d’inversi\u00f3 del PC30, tamb\u00e9 figuren a la gr\u00e0fica els nivells de l’Euribor 3 mesos, \u00edndex sobre el qual es calcula l’objectiu d’inversi\u00f3 a 5 anys, i el valor de la inflaci\u00f3 que, al capdavall, permet comprovar si la rendibilitat d’un instrument d’inversi\u00f3 ens garanteix mantenir o millorar el valor adquisitiu del que s’ha invertit o no. En aquest cas, podem observar com l’alta inflaci\u00f3 del 2021 repercuteix sensiblement en el resultat comparatiu de molts instruments d’inversi\u00f3 els resultats dels quals, que amb baixes inflacions es comportaven correctament, passen a ser negatius en termes reals. D’altra banda, veiem que els tipus d’inter\u00e8s (Euribor 3m) encara no han recollit aquesta al\u00e7a dels preus, de manera que el PC30 segueix complint \u00e0mpliament el seu objectiu d’inversi\u00f3.<\/p>\n\n
Comportament de diferents instruments d’ inversi\u00f3 durant 2021 S’han fet p\u00fabliques les dades de rendibilitat de diferents instruments d’inversi\u00f3 al tancament del 2021 i, aix\u00ed, \u00e9s m\u00e9s senzill posar en refer\u00e8ncia els resultats del PC30 en aquests darrers anys. El primer que cal destacar \u00e9s que els Plans de Pensions d’Ocupaci\u00f3 es consoliden com l’instrument […]<\/p>\n","protected":false},"author":11,"featured_media":4020,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[56,57,21],"tags":[],"class_list":["post-4036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacades","category-noticies","category-sense-categoria"],"acf":[],"yoast_head":"\n
Rendibilitats hist\u00f2riques del PC30 i d altres instruments d inversi\u00f3. - Plan de Pensiones de Empleo (PC30)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpecaixa.info\/ca\/rentabilidades-historicas-de-pc30-y-de-otros-instrumentos-de-inversion\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rendibilitats hist\u00f2riques del PC30 i d altres instruments d inversi\u00f3. - Plan de Pensiones de Empleo (PC30)\" \/>\n<meta property=\"og:description\" content=\"Comportament de diferents instruments d’ inversi\u00f3 durant 2021 S’han fet p\u00fabliques les dades de rendibilitat de diferents instruments d’inversi\u00f3 al tancament del 2021 i, aix\u00ed, \u00e9s m\u00e9s senzill posar en refer\u00e8ncia els resultats del PC30 en aquests darrers anys. 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