{"id":2155,"date":"2024-01-17T13:41:00","date_gmt":"2024-01-17T13:41:00","guid":{"rendered":"http:\/\/www.fpecaixa.info\/the-fund\/the-fund-2\/"},"modified":"2026-07-09T09:05:21","modified_gmt":"2026-07-09T09:05:21","slug":"the-fund-2","status":"publish","type":"page","link":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/","title":{"rendered":"Know your fund"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p>[toc]<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Characteristics and objectives of CAIXA PENSIONS 30, F.P.<\/h2>\n\n\n\n<p>In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mission <\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PC30, as a Pension Fund in which only the CaixaBank, S.A. Employment Pension Plan is integrated, has the fundamental mission of responding to the needs and objectives of its Participants and Beneficiaries as a whole in order to provide pensions that adequately complement those of the public system.<\/li>\n\n\n\n<li>The achievement of these objectives must be done in a responsible and sustainable manner over time by all the agents involved (Control Committee, Sub-Committees, Management Company, Depositary and Consultants) in the running of the Pension Fund.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Investment Objective<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The investment objective of the Pension Fund is to achieve an annual return (measured on an annualised basis over 5 years) in line with the 3-month Euribor + 2.75%.<\/li>\n\n\n\n<li>The level of risk associated with this objective should be in the region of 10% (measured through annual volatility).<\/li>\n\n\n\n<li>An annual volatility of 10% would equate to a risk profile of 4 on the CNMV scale, which measures risk in Investment Funds (ranging from 1 for funds with a lower risk profile to 7 for those at the opposite end of the scale).<\/li>\n\n\n\n<li>This investment objective should be understood exclusively as a reference point for action, and under no circumstances should it be interpreted as a collective or individual commitment of participants and beneficiaries, whose rights and future development will ultimately also depend on their particular characteristics.<\/li>\n\n\n\n<li>Failure to achieve this objective will not imply a breach of the Fund&#8217;s Investment Policy.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Plan estrat\u00e9gico 2024-2026<\/h2>\n\n\n\n<p>Tras la finalizaci\u00f3n del plan estrat\u00e9gico 2021-2023, la Comisi\u00f3n de Control ha definido un nuevo plan estrat\u00e9gico que sirva como marco de desarrollo y consolidaci\u00f3n del Plan a lo largo de los pr\u00f3ximos tres a\u00f1os.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Alguna de las principales novedades del mismo son:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ampliar la interacci\u00f3n directa con part\u00edcipes y beneficiarios<\/li>\n\n\n\n<li>Incorporar nuevas tecnolog\u00edas en el proceso de inversi\u00f3n del fondo<\/li>\n\n\n\n<li>Reforzar el marco de riesgos ante el nuevo marco macroecon\u00f3mico <\/li>\n\n\n\n<li>Adaptar el fondo a las necesidades de los part\u00edcipes dada la nueva regulaci\u00f3n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Strategic Pillars<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Analizar y dar respuesta a las diferentes necesidades de nuestro colectivo.<\/strong>\n<ul class=\"wp-block-list\">\n<li><em>Strategic lines:<\/em>\n<ul class=\"wp-block-list\">\n<li>Recoger e integrar la opini\u00f3n de nuestro colectivo<\/li>\n\n\n\n<li>Promover la comunicaci\u00f3n directa hacia nuestro colectivo<\/li>\n\n\n\n<li>Digitise the resources available to our members<\/li>\n\n\n\n<li>Impulsar un marco de comunicaci\u00f3n de la actividad de la Comisi\u00f3n de Control <\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><em>Objectives:<\/em>\n<ul class=\"wp-block-list\">\n<li>Reforzar los mecanismos de escucha al colectivo para integrar su sensibilidad <\/li>\n\n\n\n<li>Fomentar la educaci\u00f3n y conocimiento de la previsi\u00f3n social complementaria <\/li>\n\n\n\n<li>Crear un plan de actualizaci\u00f3n del contenido peri\u00f3dico de la p\u00e1gina web<\/li>\n\n\n\n<li>Reforzar la comunicaci\u00f3n directa de la Comisi\u00f3n de Control hacia los part\u00edcipes<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Alcanzar de manera sostenible una rentabilidad en l\u00ednea con nuestros objetivos<\/strong>\n<ul class=\"wp-block-list\">\n<li><em>Strategic lines:<\/em>\n<ul class=\"wp-block-list\">\n<li>Mantener el foco en la consecuci\u00f3n de nuestros objetivos <\/li>\n\n\n\n<li>Analizar un  Ciclo de Vida para nuestro colectivo ajustado a sus necesidades<\/li>\n\n\n\n<li>Desarrollar un proceso de inversi\u00f3n m\u00e1s resiliente  <\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><em>Objectives<\/em><strong>:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Reducir la probabilidad de tener p\u00e9rdidas significativas<\/li>\n\n\n\n<li>Analizar un Ciclo de vida para la inversiones del Plan de Pensiones de CaixaBank<\/li>\n\n\n\n<li>Impulsar la eficiencia de la cartera <\/li>\n\n\n\n<li>Integraci\u00f3n de las creencias de inversi\u00f3n en el proceso de inversi\u00f3n <\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Consolidar un marco de governance eficaz, colaborativo y a la vanguardia <\/strong>\n<ul class=\"wp-block-list\">\n<li><em>Strategic lines<\/em>\n<ul class=\"wp-block-list\">\n<li>Desarrollar y mantener una cultura colaborativa<\/li>\n\n\n\n<li>Strengthening our position of influence in industry<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><em>Objectives:<\/em>\n<ul class=\"wp-block-list\">\n<li>Actualizaci\u00f3n de responsabilidades y funciones internas para una toma de decisiones m\u00e1s efectiva y colaborativa <\/li>\n\n\n\n<li>Internacionalizaci\u00f3n del Fondo de Pensiones <\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Plan and Fund Regulations<\/h2>\n\n\n\n<p>You can find the Pension Plan Specifications and Pension Fund Operating Rules at:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>TF9<\/strong>: People Now &#8211; My Portal &#8211; Work Here pays &#8211; Remuneration and Social Benefits and Occupational Pension Plan<\/li>\n\n\n\n<li><strong>Web CaixaBank Now<\/strong>: Thinking about the Future &#8211; Plans &#8211; CaixaBank Employment Plans &#8211; Other Procedures &#8211; Other information &#8211; Specifications &#8211; Fund Regulations<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Memoria<\/h2>\n\n\n<p><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_1\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Default Template -->\n\n<div class=\"w3eden\"><!-- WPDM Link Template: Default Template -->\n\t<div class=\"link-template-default-fpe\">\t   \n\t\t\t<div class=\"media\">\n                <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"https:\/\/www.fpecaixa.info\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\t\t\t\t\n                <div class=\"wpdm_title\">\n                    <a class=\"\" href=\"https:\/\/www.fpecaixa.info\/en\/download\/2026-informe-anual-pc30-de-2025\/?wpdmdl=5995&refresh=6a7175fe181b91785820670\" data-type=\"URL\" data-id=\"https:\/\/www.fpecaixa.info\/en\/download\/2026-informe-anual-pc30-de-2025\/?wpdmdl=5995&refresh=6a7175fe181b91785820670\" rel=\"noreferrer noopener\">2026 PC30 Annual Report 2025<\/a>\n                <\/div>\t\t\t\t\n\t\t\t<\/div>\t   \n\t<\/div>\n<\/div><\/div><\/div>                    <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Characteristics and objectives of CAIXA PENSIONS 30, F.P. In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles. Mission Investment Objective Plan estrat\u00e9gico 2024-2026 Tras la finalizaci\u00f3n del plan estrat\u00e9gico 2021-2023, la Comisi\u00f3n de Control [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4321,"parent":2148,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-2155","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Know your fund - Plan de Pensiones de Empleo (PC30)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Know your fund - Plan de Pensiones de Empleo (PC30)\" \/>\n<meta property=\"og:description\" content=\"Characteristics and objectives of CAIXA PENSIONS 30, F.P. In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles. Mission Investment Objective Plan estrat\u00e9gico 2024-2026 Tras la finalizaci\u00f3n del plan estrat\u00e9gico 2021-2023, la Comisi\u00f3n de Control [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Plan de Pensiones de Empleo (PC30)\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-09T09:05:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fpecaixa.info\/wp-content\/uploads\/2022\/06\/mar.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"436\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/\",\"url\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/\",\"name\":\"Know your fund - Plan de Pensiones de Empleo (PC30)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fpecaixa.info\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/mar.webp\",\"datePublished\":\"2024-01-17T13:41:00+00:00\",\"dateModified\":\"2026-07-09T09:05:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fpecaixa.info\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/mar.webp\",\"contentUrl\":\"https:\\\/\\\/www.fpecaixa.info\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/mar.webp\",\"width\":600,\"height\":436},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/the-fund-2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Fund\",\"item\":\"https:\\\/\\\/www.fpecaixa.info\\\/en\\\/the-fund\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Know your fund\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fpecaixa.info\\\/#website\",\"url\":\"https:\\\/\\\/www.fpecaixa.info\\\/\",\"name\":\"Plan de Pensiones de Empleo (PC30)\",\"description\":\"Web informativa para el Plan de Pensiones de Empleo (PC30) de trabajadores de Caixabank\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fpecaixa.info\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Know your fund - Plan de Pensiones de Empleo (PC30)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/","og_locale":"en_US","og_type":"article","og_title":"Know your fund - Plan de Pensiones de Empleo (PC30)","og_description":"Characteristics and objectives of CAIXA PENSIONS 30, F.P. In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles. Mission Investment Objective Plan estrat\u00e9gico 2024-2026 Tras la finalizaci\u00f3n del plan estrat\u00e9gico 2021-2023, la Comisi\u00f3n de Control [&hellip;]","og_url":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/","og_site_name":"Plan de Pensiones de Empleo (PC30)","article_modified_time":"2026-07-09T09:05:21+00:00","og_image":[{"width":600,"height":436,"url":"https:\/\/www.fpecaixa.info\/wp-content\/uploads\/2022\/06\/mar.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/","url":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/","name":"Know your fund - Plan de Pensiones de Empleo (PC30)","isPartOf":{"@id":"https:\/\/www.fpecaixa.info\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/#primaryimage"},"image":{"@id":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fpecaixa.info\/wp-content\/uploads\/2022\/06\/mar.webp","datePublished":"2024-01-17T13:41:00+00:00","dateModified":"2026-07-09T09:05:21+00:00","breadcrumb":{"@id":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/#primaryimage","url":"https:\/\/www.fpecaixa.info\/wp-content\/uploads\/2022\/06\/mar.webp","contentUrl":"https:\/\/www.fpecaixa.info\/wp-content\/uploads\/2022\/06\/mar.webp","width":600,"height":436},{"@type":"BreadcrumbList","@id":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.fpecaixa.info\/en\/"},{"@type":"ListItem","position":2,"name":"The Fund","item":"https:\/\/www.fpecaixa.info\/en\/the-fund\/"},{"@type":"ListItem","position":3,"name":"Know your fund"}]},{"@type":"WebSite","@id":"https:\/\/www.fpecaixa.info\/#website","url":"https:\/\/www.fpecaixa.info\/","name":"Plan de Pensiones de Empleo (PC30)","description":"Web informativa para el Plan de Pensiones de Empleo (PC30) de trabajadores de Caixabank","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fpecaixa.info\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/pages\/2155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/comments?post=2155"}],"version-history":[{"count":6,"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/pages\/2155\/revisions"}],"predecessor-version":[{"id":6222,"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/pages\/2155\/revisions\/6222"}],"up":[{"embeddable":true,"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/pages\/2148"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/media\/4321"}],"wp:attachment":[{"href":"https:\/\/www.fpecaixa.info\/en\/wp-json\/wp\/v2\/media?parent=2155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}