{"id":2155,"date":"2024-01-17T13:41:00","date_gmt":"2024-01-17T13:41:00","guid":{"rendered":"http:\/\/www.fpecaixa.info\/the-fund\/the-fund-2\/"},"modified":"2024-01-18T12:43:56","modified_gmt":"2024-01-18T12:43:56","slug":"the-fund-2","status":"publish","type":"page","link":"https:\/\/www.fpecaixa.info\/en\/the-fund\/the-fund-2\/","title":{"rendered":"Know your fund"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p>[toc]<\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Characteristics and objectives of CAIXA PENSIONS 30, F.P.<\/h2>\n\n\n\n<p>In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mission <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>PC30, as a Pension Fund in which only the CaixaBank, S.A. Employment Pension Plan is integrated, has the fundamental mission of responding to the needs and objectives of its Participants and Beneficiaries as a whole in order to provide pensions that adequately complement those of the public system.<\/li><li>The achievement of these objectives must be done in a responsible and sustainable manner over time by all the agents involved (Control Committee, Sub-Committees, Management Company, Depositary and Consultants) in the running of the Pension Fund.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Investment Objective<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>The investment objective of the Pension Fund is to achieve an annual return (measured on an annualised basis over 5 years) in line with the 3-month Euribor + 2.75%.<\/li><li>The level of risk associated with this objective should be in the region of 10% (measured through annual volatility).<\/li><li>An annual volatility of 10% would equate to a risk profile of 4 on the CNMV scale, which measures risk in Investment Funds (ranging from 1 for funds with a lower risk profile to 7 for those at the opposite end of the scale).<\/li><li>This investment objective should be understood exclusively as a reference point for action, and under no circumstances should it be interpreted as a collective or individual commitment of participants and beneficiaries, whose rights and future development will ultimately also depend on their particular characteristics.<\/li><li>Failure to achieve this objective will not imply a breach of the Fund&#8217;s Investment Policy.<\/li><\/ul>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Plan estrat\u00e9gico 2024-2026<\/h2>\n\n\n\n<p>Tras la finalizaci\u00f3n del plan estrat\u00e9gico 2021-2023, la Comisi\u00f3n de Control ha definido un nuevo plan estrat\u00e9gico que sirva como marco de desarrollo y consolidaci\u00f3n del Plan a lo largo de los pr\u00f3ximos tres a\u00f1os.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Alguna de las principales novedades del mismo son:<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Ampliar la interacci\u00f3n directa con part\u00edcipes y beneficiarios<\/li><li>Incorporar nuevas tecnolog\u00edas en el proceso de inversi\u00f3n del fondo<\/li><li>Reforzar el marco de riesgos ante el nuevo marco macroecon\u00f3mico <\/li><li>Adaptar el fondo a las necesidades de los part\u00edcipes dada la nueva regulaci\u00f3n<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Strategic Pillars<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Analizar y dar respuesta a las diferentes necesidades de nuestro colectivo.<\/strong> <ul><li><em>Strategic lines:<\/em><ul><li>Recoger e integrar la opini\u00f3n de nuestro colectivo<\/li><li>Promover la comunicaci\u00f3n directa hacia nuestro colectivo<\/li><li>Digitise the resources available to our members<\/li><li>Impulsar un marco de comunicaci\u00f3n de la actividad de la Comisi\u00f3n de Control <\/li><\/ul><\/li><li><em>Objectives:<\/em><ul><li>Reforzar los mecanismos de escucha al colectivo para integrar su sensibilidad <\/li><li>Fomentar la educaci\u00f3n y conocimiento de la previsi\u00f3n social complementaria <\/li><li>Crear un plan de actualizaci\u00f3n del contenido peri\u00f3dico de la p\u00e1gina web<\/li><li>Reforzar la comunicaci\u00f3n directa de la Comisi\u00f3n de Control hacia los part\u00edcipes<\/li><\/ul><\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Alcanzar de manera sostenible una rentabilidad en l\u00ednea con nuestros objetivos<\/strong><ul><li><em>Strategic lines:<\/em><ul><li>Mantener el foco en la consecuci\u00f3n de nuestros objetivos <\/li><li>Analizar un  Ciclo de Vida para nuestro colectivo ajustado a sus necesidades<\/li><li>Desarrollar un proceso de inversi\u00f3n m\u00e1s resiliente  <\/li><\/ul><\/li><\/ul><ul><li><em>Objectives<\/em><strong>:<\/strong><ul><li>Reducir la probabilidad de tener p\u00e9rdidas significativas<\/li><li>Analizar un Ciclo de vida para la inversiones del Plan de Pensiones de CaixaBank<\/li><li>Impulsar la eficiencia de la cartera <\/li><li>Integraci\u00f3n de las creencias de inversi\u00f3n en el proceso de inversi\u00f3n <\/li><\/ul><\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Consolidar un marco de governance eficaz, colaborativo y a la vanguardia <\/strong><ul><li><em>Strategic lines<\/em><ul><li>Desarrollar y mantener una cultura colaborativa<\/li><li>Strengthening our position of influence in industry<\/li><\/ul><\/li><li><em>Objectives:<\/em><ul><li>Actualizaci\u00f3n de responsabilidades y funciones internas para una toma de decisiones m\u00e1s efectiva y colaborativa <\/li><li>Internacionalizaci\u00f3n del Fondo de Pensiones <\/li><\/ul><\/li><\/ul><\/li><\/ul>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Plan and Fund Regulations<\/h2>\n\n\n\n<p>You can find the Pension Plan Specifications and Pension Fund Operating Rules at:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>TF9<\/strong>: People Now &#8211; My Portal &#8211; Work Here pays &#8211; Remuneration and Social Benefits and Occupational Pension Plan<\/li><li><strong>Web CaixaBank Now<\/strong>: Thinking about the Future &#8211; Plans &#8211; CaixaBank Employment Plans &#8211; Other Procedures &#8211; Other information &#8211; Specifications &#8211; Fund Regulations<\/li><\/ul>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Memoria<\/h2>\n<div class='w3eden'><!-- WPDM Link Template: Default Template -->\n\n<div class=\"w3eden\"><!-- WPDM Link Template: Default Template -->\n\t<div class=\"link-template-default-fpe\">\t   \n\t\t\t<div class=\"media\">\n                <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"https:\/\/www.fpecaixa.info\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\t\t\t\t\n                <div class=\"wpdm_title\">\n                    <a class=\"\" href=\"https:\/\/www.fpecaixa.info\/download\/comision-de-control-memoria\/?wpdmdl=4057&refresh=69f8eada7ddab1777920730\" data-type=\"URL\" data-id=\"https:\/\/www.fpecaixa.info\/download\/comision-de-control-memoria\/?wpdmdl=4057&refresh=69f8eada7ddab1777920730\" rel=\"noreferrer noopener\">Informe Anual de Actividad | Memoria 2023<\/a>\n                <\/div>\t\t\t\t\n\t\t\t<\/div>\t   \n\t<\/div>\n<\/div><\/div>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Characteristics and objectives of CAIXA PENSIONS 30, F.P. In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles. Mission PC30, as a Pension Fund in which only the CaixaBank, S.A. Employment Pension Plan is integrated, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2148,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2155","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Know your fund - Plan de Pensiones de Empleo (PC30)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fpecaixa.info\/el-fondo\/el-fondo-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Know your fund - Plan de Pensiones de Empleo (PC30)\" \/>\n<meta property=\"og:description\" content=\"Characteristics and objectives of CAIXA PENSIONS 30, F.P. In January 2017, the Control Committee of Pensions Caixa 30, F.P. (PC30) approved a new definition of the Characteristics and Objectives set out in its Statement of Investment Policy Principles. Mission PC30, as a Pension Fund in which only the CaixaBank, S.A. 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