This means that I am a full participant and cannot mobilise my vested rights. Nor can I anticipate the receipt of the retirement benefit, as no one can combine contributions and benefits for the same contingency, in accordance with the Specifications of our Pension Plan and the regulations in force.
Notwithstanding the above, persons affected by collective redundancy processes by labour agreement related to the new Labour Agreement of 06/05/2016 who receive contributions to the Pension Plan may request CaixaBank to advance a one-off contribution equivalent to 90% of their outstanding pension contributions.
The payment of the single contribution implies the change to Suspended Participant, and therefore, the loss of the risk coverage established in the Plan (death and disability of the participant), allowing access to the request for the advance of the retirement benefit.